IOB Bank Net Banking: Registration, Login, Password Reset & Features

Indian Overseas Bank, abbreviated IOB, is a public sector bank headquartered in Chennai. This bank has approximately 3220 branches in India and four branches abroad.

Like any other bank, Indian Overseas Bank is also committed to providing online banking facilities to its customers. Keeping this in mind, IOB started the net banking service.

IOB Bank Net Banking is an online banking service provided by Indian Overseas Bank to its customers. IOB Net Banking service allows customers to manage their bank account and transfer funds online anytime by sitting anywhere. You need a mobile or laptop with a smooth internet connection to use the IOB Bank Net Banking service.

Many of you will be active customers of IOB Bank. I will share complete information about IOB Bank Net Banking Registration Process, Login Process, Password Reset, and its unique features in this article.

But before proceeding further, let us understand what is IOB net banking.

What is IOB Bank Net Banking

IOB bank net banking is an online banking service provided by Indian Overseas Bank to its customers. The IOB Net Banking enables its customers to access many banking services online without visiting the physical Bank branch. Customers can transfer funds from their accounts to other bank accounts, see and download account statements of selected periods, manage their loan accounts, if any, and invest their money in fixed deposit, mutual funds, or various bank schemes all at sitting there place.

Top Features of IOB Net Banking

Internet Banking provides many facilities and features of Internet Banking.

Some of the top features are given below:

1. Account Information: Thebe customers can get all the information about their bank account like they can view their bank balance, view their transaction history, download account balance, and much more

2. Fund Transfer: IOB Net Banking also provides the facility for its customers to transfer funds quickly. Customers can transfer funds to any of their accounts and can also transfer funds to any other bank through RTGS, NEFT, and IMPS.

3. Bill Payment: Through IOB Net Banking, customers can pay utility bills like water, telephone, and credit cards.

4. Loan Account Management: Through IOB Net Banking, you can also manage your loan account; you can see your outstanding amount, know when the next monthly installment is due, and how much the loan has been repaid till now. You can also know this and enable auto payment.

5. Investment: Through IOB Net Banking, you can invest your money in various investment schemes sitting at home, like making fixed deposits, investing in mutual funds, and many other investment schemes.

6. Check Various Offers by Bank: After logging into IOB Net Banking, you can also see information about various offers your bank gives. For example, Ekta Bank is offering you a cheap loan, your credit limit has been increased, or some special offers have been made specifically for you.

So, by now, you must have known the benefits of Internet Banking. Now, let’s go directly to the registration process.

Steps to Register for IOB Net Banking

If you also want to take advantage of the IOB Net banking facility, then first of all, you will have to register.

You can register for IOB net banking by following the steps given below:

Step 1. First of all, open the official website of IOB Bank Net Banking in your browser, which is http://www.banknet.co.in/

Step 2. Now, you must click the “Continue to Internet Banking Home Page” button to redirect you to the Internet Banking Home Page.

Step 3. Here, you will get the option of Register under Personal Banking on the left-hand side. You have to click on the register button.

Step 4. After opening the registration form, enter your 15-digit account number in “Account Particular” at the top. Below that, in the “Contact Particulars” field, select the country after entering the email address and then enter the mobile number. Then, in the “User Particulars” section below, after entering the user ID, you have to enter your password, enter the same password again and verify it.

Step 5. After entering the captcha, you must click the submit button. You will receive an SMS on your mobile number within a few seconds. After entering the OTP, click on the Submit button.

Now, you are ready to use IOB net banking.

Let us now know about the IOB Internet banking Login process.

Steps To Login Into IOB Net Banking

Follow the easy steps given to log in to IOB Internet Banking:

Step 1. First of all, open the official website of IOB Bank Net Banking in your browser, which is https://www.iobnet.co.in/ibanking/login.do

Step 2. Now, you have to click the “Continue to Internet Banking Home Page” button to redirect you to the Internet Banking Home page.

Step 3. Here, you must click the Personal Login button on the right-hand side.

Step 4. Enter your user ID and password, and select the Account from the drop-down menu.

Step 5. Now, after verifying the captcha, click on the login button.

Now, you are ready to use your IOB Internet Banking.

What if you forget your Internet Banking Password? No problem; you can reset the password easily.

Steps to Reset the IOB Bank Internet Banking Password

If you have forgotten your password and want to reset your password, follow the steps given below:

Step 1. First of all, open the official website of IOB Bank Net Banking in your browser, which is https://www.iobnet.co.in/ibanking/resetpassword.do?moduleId=I

Step 2. Now, you have to click the “Continue to Internet Banking Home Page” button to redirect you to the Internet Banking Home page.

Step 3. Here, you have to click on the Personal Banking option on the left-hand side; now, you will find the Forgot Password option on the right side; with the lock key sign, you have to click on it, and a new window will open.

Step 4. You must enter your user ID, 15-digit account number, email ID and captcha and click the Continue button.

Step 5. You will receive an SMS with OTP on your registered mobile number; after entering the OTP, you can enter a new password, enter the same password again to verify it, and click on the submit button.

Your password has been reset.

Now let us know some unique advantages of Internet Banking services.

Advantages of IOB Bank Net Banking

1. 24/7 Availability: Like Internet Banking of any other bank, IOB Net Banking gives you 24/7 hour service. You can use banking services by logging into your internet banking anytime, anywhere.

2. User Interface: IOB Bank Net Banking Postal is very user-friendly; anyone can easily use the banking service.

3. Convenience: IOB Bank’s net banking service provides a complete banking facility from the comfort of your home. You can pay utility bills, transfer funds, and check account statements.

4. Security: IOB Internet Banking uses two-factor authentication. So you can take advantage of Internet banking without worries; your data is safe.

5. Free of Cost: Internet Banking service is free. However, you may need to pay the fee applicable for a few services like RTGS, NEFT, IMPS, etc. There is no charge for using an Internet Banking Platform.

Conclusion: 

IOB Bank Net Banking is an online banking facility provided by Indian Overseas Bank to its customers to manage their accounts online without visiting the physical bank branch. To avail of this service, customers must have to do registration and then log into their account.

Frequently Asked Question (FAQ’s)

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• HDFC Bank Internet banking – Registration, Login Guide
• PNB Knowledge Centre – Features, Login, and Password Reset